Due to the Payments Services Act (PSA), all StraitsX personal accounts will have a holding limit of 5,000 XSGD and an annual spending limit of 30,000 XSGD.
If your balance exceeds 5,000 XSGD at the end of a single day, the excess will be moved to a Temporary Holding Balance.
Funds in the Temporary Holding Balance can only be transferred out to your bank account and will not be able to be spent.