* Your personal StraitsX account will be subjected to the Payment Services Act, where you can only have a holding balance of 5,000 XSGD. Any balance above 5,000 XSGD will be placed into a temporary holding balance that can only be transferred out via bank transfer.
** Spending your balance with merchants will share the same limits as XSGD transfer out and will be subjected to a 30,000 XSGD annual limit due to the Payment Services Act. (PSA).